Utility₹0.30/conversation

Loan EMI due reminder

Send 3 days before due. Reduces overdue EMIs by 35%.

Template body

Hi {{1}}, your EMI of ₹{{2}} for loan #{{3}} is due on {{4}}.

šŸ’³ Pay: {{5}}
šŸ“ž Helpdesk: {{6}}

Reply DEFER if you need to discuss.

Variables (6)

{{1}}customer name
{{2}}amount
{{3}}loan id
{{4}}due date
{{5}}payment link
{{6}}helpdesk

3 alternate phrasings

Variation 1
{{1}}, EMI ₹{{2}} for loan #{{3}} due {{4}}. Pay: {{5}}.
Variation 2
EMI reminder: ₹{{2}} • due {{4}}. {{5}}.
Variation 3
{{1}} — loan EMI ₹{{2}} on {{4}}. Pay {{5}} or call {{6}}.

Meta approval tips

Utility. RBI / NBFC compliance: never threaten or use harsh language; deferment option mandatory.

Localization (Hindi / regional)

Hindi/regional translation tips: maintain placeholders verbatim. Tone in regional languages tends formal — use 'aap' (Hindi), respectful equivalents in Tamil/Telugu/etc.

Cost: ₹0.30 per conversation

WhatsApp Business API charges per 24-hour conversation window, not per message. Once a conversation opens (with a template send or customer-initiated message), you can exchange unlimited messages with that customer for the next 24 hours at no extra cost. Utility templates are 70% cheaper than marketing.

Don't copy-paste this manually.

Doggu pre-loads this template, submits it to Meta for approval, and triggers it automatically based on the trigger event (emi reminder). Set it up once, fire forever.

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