Send the moment account creation hits a KYC step. Sub-1-min request reduces drop-off by 50%.
Hi {{1}}, to complete your account at {{2}}, please share:
š PAN card
š Aadhaar (front + back)
š Selfie holding PAN
š Secure upload: {{3}}{{1}}, KYC needed for {{2}}: PAN + Aadhaar + selfie. {{3}}.Complete KYC for {{2}}: PAN, Aadhaar, selfie. {{3}}.Account pending ā KYC docs: PAN, Aadhaar, photo. Upload {{3}}.Utility. Fintech apps must avoid asking for OTPs / passwords here ā strict regulatory line.
Hindi/regional translation tips: maintain placeholders verbatim. Tone in regional languages tends formal ā use 'aap' (Hindi), respectful equivalents in Tamil/Telugu/etc.
WhatsApp Business API charges per 24-hour conversation window, not per message. Once a conversation opens (with a template send or customer-initiated message), you can exchange unlimited messages with that customer for the next 24 hours at no extra cost. Utility templates are 70% cheaper than marketing.
Doggu pre-loads this template, submits it to Meta for approval, and triggers it automatically based on the trigger event (kyc request). Set it up once, fire forever.
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