Udyam is the government portal where any business meeting MSME criteria registers to access MSME benefits. Registration is free, requires only PAN + Aadhaar, and produces a Udyam Registration Certificate (URC) within 24-48 hours.
The URC is the proof of MSME status that banks demand for collateral-free loans, that government tenders require for MSME-reserved bids on GeM, and that the MSE Samadhaan portal accepts for filing delayed-payment complaints.
Unlike old Udyog Aadhaar, Udyam auto-fetches data from PAN, GST, and ITR filings — the system can detect if you've crossed MSME thresholds and prompt re-classification.